PayPal Tips

Useful to verify if a customer purchased with PayPal and you have limited data on their account. The person must have a registered PayPal account, and guest checkouts would require them to signup for a full PayPal account to verify. This verification method requires limited data and can help detect stolen accounts or new fraudsters. By confirming your Paypal details with Trust Swiftly, we can access useful data that customers consent to. The following insights might be learned from the verification:

  • Name - Useful to see stored legal name on the account. Some users will modify the billing data or share accounts.
  • Creation Date Useful to determine the age of the account as newer PayPal’s tend to have more fraud.
  • Email - Useful to confirm the address is multiple emails are used.
  • Address - Useful to confirm if a different address is used and the location matches similar trends of the customer.
  • Language Useful to determine the language they are using on PayPal. Some fraudsters will set it as a foreign language compared to expected.
  • PayPal ID - Helps detect repeat fraudsters. The ID will remain the same even if the user changes their email, name, and card used on their PayPal account.
  • Verified Account - Verified accounts are more trustworthy and mean they have completed PayPal’s own verification standards.
  • Time Zone - Useful to verify when to communicate with the customer and ensure time matches expected.
  • Account Type - Personal, Premier, Business. Each type has different verification requirements, and typically Business will have the most security.
  • Email Verified - Verifies if the email on PayPal’s file has been confirmed.